Dreams are important…let us help you realize yours.
 
As a division of Tinker Federal Credit Union, we are committed to the TFCU mission of “helping our members achieve their goals and realize their dreams.”
 
You can begin investing with as little as $50 per month! 
 
Your goals and dreams probably don’t revolve around money, but it takes money to achieve most things in life – attending college, owning a home, traveling to far-away places, providing your family with a meaningful future…you name it. The advisors at Specialized Investment Services can help you pursue those goals! Don’t give up on your dreams if you don’t currently have the money you need to make these things happen. You don’t have to be wealthy to start investing, but investing may bring financial gain to those who plan ahead.
 
Our services go far beyond getting you started. We offer a full array of insurance and investment products to help you in any stage of your life. Whether you need to fund a child's college education, plan for a retirement income stream, estate preservation planning, stock research, or any other financial planning matter, our advisors will be glad to help.
 
Careful planning increases your chance of achieving those things in life that are important to you. Let us help you develop your plan. Consultations are always free! Explore our Web site to see what we can offer you, then pick up the phone and call us for an appointment.
 
 
 To be added to our mailing list for newsletters and seminar invitations, click on "contact us" in the left column and tell us what email address you would like added to the list.
 


 

 

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Retirement Plan Early Distribution

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

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HOT TOPIC: Debating the Debt Ceiling

There has been substantial debate in Congress over raising the ceiling on the national debt. Although many Americans could be adversely affected if Congress decided not to increase the debt ceiling, this is unlikely to happen.

Leaving Your Home Out of the Retirement Equation

Plummeting home prices and increased borrowing cut U.S. home equity by more than 60% during the Great Recession — and housing prices have not yet recovered. This article considers the potential drawbacks of depending on home equity to help fund retirement.

Consider Your Retirement Needs, but Don't Forget Your Retirement Wants

A rule of thumb is that workers will need to replace about 80% of their pre-retirement incomes to maintain their standard of living in retirement. But they may need more than 80% to fund a lifestyle that they can truly look forward to. As people grow older, what once may have been considered luxuries can become basic needs.

Keeping Pace with Social Security

In 2012, Social Security beneficiaries will receive a 3.6% cost of living increase for the first time in three years. But a recent study suggests that benefits are lagging far behind real expenses. This article explains how Social Security benefits are indexed and what older workers and retirees might expect from the program in the future.

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