Raymond James Products and Services

Specialized Investment Services is small enough to give you the personal attention you deserve, while our advisors can offer the full array of products and services of a large firm, through our broker/dealer, Raymond James Financial Services. It's the best of both worlds!

•  Financial Planning/Insurance and Investment Analysis

Realizing the investment goals and insurance needs of each client are unique and those needs change over the years, we like to start our relationship with new clients by providing a free insurance and investment analysis. Or, we can provide a more in-depth, personal financial plan that shows you the probability of reaching your financial goals and what it will take to get there.

For the federal employees among TFCU's membership, we have a Chartered Federal Employee Benefits Consultant on staff, who can provide a free benefits analysis and explain retirement options.  

• Securities/Investments 

The focus of our Raymond James Financial Advisors is to help you build personal wealth. We offer mutual funds from dozens of mutual fund families, as well as stocks, bonds, and annuities.  The investments can be held in several different account types, such as Traditional IRA's, Roth IRA's, 401(k)'s, SEP IRA's, individual accounts, joint accounts, trust accounts, etc.

We also offer education savings alternatives, such as 529 Plans, Coverdell Education Savings accounts, UTMA.s, etc.

• Insurance

Our insurance representative can help you determine if your insurance coverage is adequate for your current life stage.  Being over-insured wastes your hard-earned money, but being under-insured can jeopardize your or your family's future financial freedom.  Frequently, insurance policies are misunderstood and do not provide adequate coverage.  We offer life, health, long-term care, disability and Medicare supplement policies.

• Financial Education

We also provide ongoing financial education through free seminars and articles on our Web site.  Our clients have excellent research tools available to them through Raymond James, as well.

• Small Business Services

Small business owners may be interested in speaking with one of our investment representatives to develop a benefit plan for their employees that includes insurance and/or an employer sponsored retirement plan.  For their employees, we can provide on-site educational seminars and luncheons, as well as individual investment and insurance consultations.